Eloísa Matsuuchi
Buying a home in Japan · Home Station

Eloísa
Matsuuchi

Sign your house contract with total confidence, understanding every single detail and docu

years of experience
8
families helped
100+
years living in Japan
26

Services

How I can help

  • Simulate housing loans with banks based on your personal sit
  • Explain paperwork and technical terms without any complicati
  • Show alternative options to make your monthly payments easie
  • Give tips on how to save money on your electricity bills

About

Buying a home in Japan can be stressful when you are asked to sign papers you cannot read.

I handle the translation of all paperwork and negotiate directly with the sellers so you know exactly what you are purchasing.

I patiently calculate your monthly payments and explain all technical terms in simple words. This way, you can secure your own home with the peace of mind that your budget is safe.

Frequent questions

The questions almost everyone brings to our first conversation.

  • Do I need a Japanese guarantor?

    In most cases, no. Almost every contract today uses a guarantor company (保証会社): you pay a fee instead of finding a personal guarantor. I handle that part and tell you upfront what each property requires.

  • How much do I need upfront to move in?

    Move-in costs (初期費用) usually run four to six months of rent, covering deposit, key money, guarantor fee, insurance and the first month. Some properties have no key money or deposit at all. I give you the full figure for the property you pick before you commit to anything.

  • Which documents do I need?

    The basics are your residence card (在留カード), proof of income or a letter from your employer, and an emergency contact. Individual landlords may ask for more, so I send you the exact list before you start gathering paperwork.

  • Will you speak my language all the way through?

    Yes — from the first message to signing, including talking to the management company and going through the contract with you. The languages I work in are listed above on this page.

  • Can a foreign resident buy a home in Japan?

    Yes — Japan places no nationality restriction on buying property. The tricky part is the mortgage: each bank sets its own requirements on visa status, years in Japan and income. I go through what is realistic for you today, without promising what a bank would not approve.

  • Does talking to you cost anything?

    No. Asking questions, viewing properties and getting a cost breakdown are all free. The brokerage fee only applies if a contract goes through, and it appears in the breakdown I show you before you sign.

Get in touch

Shall we run the numbers on your home?

Request my simulation
or start here

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To get your simulation startedThis is what the bank asks first. It stays with me.

Your visa